Flexible Funding Solutions

Loan Products We Offer

Working Capital Loans

• Loan Amounts: $20,000 – $5,000,000
  
  

• Terms: 6 to 24 months
  
  

• Funding Speed: As fast as 24 hours
  
  

• Credit Score: No minimum
  
  

• Revenue Requirement: $30K/month
  
  

• Repayment: Daily or weekly payments
  
  

Best For: Payroll, marketing, inventory, or bridging short-term gaps

Equipment Financing

• Loan Amounts: $20,000 – $500,000
  
  

• Terms: 1 to 5 years
  
  

• Credit Score: 580+
  
  

• Required Docs: Invoice for equipment, 4–6 months of bank statements
  
  

• Funding Speed: 1–3 business days
  
  

Best For: Vehicles, machinery, dental/medical equipment, technology upgrades

Revenue-Based Loans & Merchant Cash Advances

• Loan Amounts: $20,000 – $5,000,000
  
  

• Terms: 3 to 18 months
  
  

• No Minimum Credit Score
  
  

• Must Show: $30K/month revenue, 1 year in business
  
  

• Funding Speed: Same-day approval
  
  

Best For: Fast cash tied to your daily or monthly sales volume

Traditional Business Term Loans

• Loan Amounts: $20,000 – $5,000,000
  
  

• Terms: 1 to 5 years
  
  

• Credit Score: 580+
  
  

• Payments: Monthly
  
  

• Rates: 6%–35%
  
  

Best For: Expansions, hiring, marketing campaigns, or debt consolidation

Startup & Personal-Based Business Loans

• Loan Amounts: $20,000 – $500,000
  
  

• Terms: 1 to 5 years
  
  

• Credit Score: 700+ (Experian)
  
  

• Requirements: Tax returns, pay stubs, bank statements
  
  

Best For: Launching a new venture or self-employed professionals

SBA 7(a) Loans

• Loan Amounts: $250,000 – $5,000,000
  
  

• Terms: 5 to 25 years
  
  

• Credit Score: 680+
  
  

• Revenue Requirement: $500K with 10% profit shown
  
  

Best For: Business acquisitions, expansions, equipment, or working capital

Debt Consolidation Loans

• Loan Amounts: $50,000 – $5,000,000
  
  

• Terms: 3 to 15 months
  
  

• Credit Score: 550+
  
  

• Use Case: Refinance existing debt into one simplified payment
  
  

Ideal For: Businesses juggling multiple loans or merchant advances

Real Estate Loan Programs

Fix & Flip / Hard Money Loans

• Loan Amounts: $100,000 – $50,000,000
  
  

• Terms: 6 to 24 months (interest-only)
  
  

• Up to 100% rehab costs
  
  

Best For: Flippers and investors in need of fast bridge capital

Rental Investment Property Loans

• Terms: 5 to 30 years
  
  

• Rates: 4%–7%
  
  

• Up to 80% LTV
  
  

Ideal For: Single- and multi-family rentals, buy-and-hold investors

Commercial Real Estate Loans

• For: Offices, retail, industrial, and mixed-use
  
  

• Terms: 5 to 30 years
  
  

• Funding: In as little as 3–4 weeks
  
  

Best For: Purchasing, refinancing, or expanding commercial properties

Ground-Up Construction Loans

• Loan Amounts: $100,000 – $50,000,000
  
  

• Terms: 6 to 24 months (interest-only)
  
  

• Up to 85% Loan-to-Cost
  
  

Best For: New commercial, rental, or mixed-use developments

Pre-Approval Made Easy

Required Documents May Include:

• Completed SBSS Loan Application
  

• 3–12 months of business bank statements
  

• Credit report (soft pull for pre-approval)
  

• Tax returns or pay stubs
  

• Equipment invoice (for equipment loans)

• Purchase agreements, rent rolls, or appraisals (for real estate loans)

Why Work With SBSS?

✅ Multiple Loan Options – From $20K to $50M+
✅ Same-Day Approvals – With funding in 24–72 hours
✅ No Upfront Fees – Pay nothing until your loan is funded
✅ Trusted Experts – Decades of experience helping small businesses grow
✅ Nationwide Access – Available in all 50 states, Puerto Rico & Canada

Let’s Get You Funded !

📞 Call Us: 1 (877) 360-7387
📧 Email: info@sbssgrowth.com
🌐 Apply Online: www.sbssgrowth.com

★★★★★

“They got us $300K to purchase new machinery and launch our second location. Now we’re operating at double capacity. SBSS made it easy.”
— Robert, Manufacturing Business Owner in Texas